How do I know if I will have to pay a late enrollment penalty?
If you already have a prescription drug plan that has coverage that is as good as or better than Medicare Part D coverage, then you may delay your Part D enrollment without risking a penalty. If you have prescription drug coverage through another source such as SeniorCare, Medicare supplemental (Medigap) insurance, or a former employer, then you should receive information on your coverage and how it compares to Part D coverage each fall by September 31. If you do not receive this information, you should contact your current prescription drug plan provider and ask for written information on how your current coverage compares to Part D coverage.

Show All Answers

1. What is Medicare Part D?
2. Who is eligible for Part D benefits?
3. Who will provide my prescription drug coverage?
4. Is participation required?
5. How do I know if I will have to pay a late enrollment penalty?
6. How do I sign up for a Medicare Part D plan?
7. When can I enroll in a Part D plan?
8. Can I change Part D Plans?
9. I'm married, do I apply with my spouse, or do I apply by myself?
10. Which drugs will Medicare Part D Plans cover?
11. Can a Part D Plan Provider change which drugs they cover?
12. What if I need a drug that is not covered by my Part D plan?
13. Where can I purchase prescription drugs if I enroll in Part D?
14. How much will Part D cost?
15. What can I expect to pay for my Part D Plan?
16. What is the difference between a co-pay and co-insurance?
17. Are the Part D Plans comprehensive or are there gaps in coverage?
18. What if I can not afford my Part D costs?
19. Will the rich pay more than the poor?
20. Why does it cost so much?
21. What if I am currently participating in a Medicare Savings Program such as SLMB, QMB, SLMB Plus, or a program that helps pay Medicare premiums?
22. What if I am currently receiving prescription drug coverage through SeniorCare?
23. If I currently receive prescription drug benefits through my Veterans Benefits, should I apply for Medicare Part D?