Voluntary Short Term Insurance (All Full-Time employees working a minimum of 37.5 hours per week)
Employees are eligible the first of the month following two months of employment.
Payroll deductions will be taken a month before the payment is due.
If an employees elects voluntary life insurance, NO changes can be made during the year unless there is a qualifying event of which Human Resources would need to be notified within 30 days of the event.
Any disability claim that is filed in the first 12 months of your coverage will be subject to a pre-ex. This means that the claim can be denied if in the the 3 months prior to enrolling you were receiving medical treatment, consultation, care or services for the condition.
During an employees initial eligibility period, you can elect any amount for the Short-Term Disability Coverage and each year the employee can increase the amount by $50.00.
You have the ability to change your coverage during future open enrollment periods.
This benefit terminates on an employees last day of work.